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Automated Reconciliation Engine and Proof of Settlement services are designed to close the gap among payment rails.

A Payment Rail Intelligence Layer is a decision layer that sits above payment rails and determines, per transaction, the optimal route based on business priorities and constraints.

Ephelia is designed for combining regulated e-money accounts with es-Currencies, and their streaming capability.

Ephelia provides regulated fintech infrastructure that gaming operators can integrate to power customer wallets, top-ups (online and in-store), and winnings payouts.

Ephelia is designed to be one of the strongest infrastructure choices for the Money Remittance new era. By combining regulated financial rails with es-Currencies, and their streaming capability, Ephelia enables cross-border transfers that can move in real time, 24/7, with extremely low transfer costs, depending on the underlying blockchain and payout setup.

Ephelia is a regulated fintech infrastructure platform that combines Banking-as-a-Service rails with es-Currencies, regulated e-money tokens designed for real-world payments, including a powerful capability: streaming, meaning value can flow continuously in real time, not only in discrete payments.

Treasury has always been one of the most important corporate functions, and also one of the most underestimated.

Ephelia sits at the intersection of regulated finance, programmable money, and AI-driven automation.

Yesterday, the Linux Foundation announced the creation of the Agentic AI Foundation, supported by contributions from Anthropic, Block and OpenAI, with the ambition to establish open standards for how AI agents communicate. The initiative carries strong potential, with its focus on open protocols, neutral governance and the principle that funding should not translate into control. Yet, it raises important strategic questions for the industry. The Internet’s most enduring stand

Tokenization (the process of representing ownership of physical assets through digital tokens on a blockchain) is rapidly transforming the property investment landscape. As markets continue to seek more liquidity, efficiency, and accessibility, tokenized real estate is emerging as a powerful tool for democratizing property ownership.