Expertise & Projects

Electronic money is the future of the entire banking and technology landscape. Ephelia is at the forefront in supporting innovation and the integration of new business verticals, where the market demands new banking solutions from PSPs to meet the new challenges.

Payments should be smooth and technology-enabled, without creating barriers. Providers need to compete and adapt with new technologies (blockchain) to fill the gap caused by years of lack of innovation. Ephelia is the right partner.

Asset management for its own sake is no longer competitive with the younger generation. Infrastructure costs and a new market require a radical transformation. Artificial Intelligence and a new distribution concept can meet these challenges. 

The world of payment cards and related schemes are evolving to meet a new demand for ease of use and speed of execution. This increases management and compliance risks as well as reconciliation difficulties. Only a solid infrastructure can meet this challenge.

Ephelia has developed an entire core banking solution that allows our clients to develop new verticals with the peace of mind of having a solid and proven foundation while at the same time staying at the forefront of innovation and technology.

The integration between the solutions enabled by blockchain and predictive and generative AI makes possible the development of new products in banking that until now were only dreamed of. Technology and experienced bankers can make the difference. 

Compliance is the real challenge in the financial world. Central regulators are increasing and tightening rules on client onboarding and transaction monitoring. Only with a tool that combines up-to-date data and state-of-the-art technology can risks be reduced.

The financial world is based on risk management. Any product must be assessed by the risk function. This requires data and scores to fulfil the risk map. Ephelia develops tailor-made solutions to meet the needs of each individual financial sector.

Ephelia's approach is based on advisory. We believe that the Fintech-as-a-Service sector should not be limited to a product supermarket. Every solution offered by Ephelia requires a prior evaluation in order to offer the right service at the right cost.